About Rebecca Gubbels
Playful Vibe. Serious Strategy. Proven Results.
Rebecca Gubbels makes the loan process make sense—for both lenders and entrepreneurs.
The Translation Problem
With decades of experience in commercial lending, economic development, and entrepreneurial support, Rebecca has seen the same problems play out over and over again:
Business owners are unprepared.
They show up to banks without understanding what lenders need, why they need it, or how to present their business in a way that makes sense to underwriters.
Lenders have gaps in training.
They're focused on approvals and hitting targets, but they don't have the deep foundational knowledge of what makes a good deal—or how to evaluate complex small business credit with confidence.
Entrepreneurial support organizations are under-resourced.
They have a line of clients out the door, staff stretched impossibly thin, and they're expected to be experts in everything—including lending, which nobody actually trained them on.
Nobody's speaking the same language.
Entrepreneurs don't understand what banks want. Banks don't know how to communicate what's missing. ESOs are caught in the middle, trying to help without the tools they need.
That's where Rebecca comes in.
As the founder of Vault! Consulting, she teaches banks and ESOs how to train their teams, translate their needs, and turn chaos into clarity—fast.
What Makes Rebecca So Different?
Speaks Fluent Bank AND Entrepreneur
- Worked in both ESO and banking worlds—rare dual expertise
- Helped founders navigate starting and scaling businesses with limited resources
- Understands credit analysis, loan evaluation, and what lenders actually need
- Translates between banks and entrepreneurs so funding actually happens
She delivers big results in DAYS, not weeks.
- Delivers fast-turnaround training—days, not weeks
- No endless discovery phases or bureaucratic delays
- Practical, immediately applicable skills your team uses tomorrow
- Because businesses can't wait—and they don't have to
Blunt, Kind, & Deeply Practical
- Tells it like it is—no corporate euphemisms or sugarcoating
- Identifies what's really happening, then immediately pivots to solutions
- Never assigns blame, always focused on fixing the problem
- Approachable, relatable, and genuinely invested in your success
- Uses strategic humor to make complex concepts stick and memorable
She's focused on action, not fluff.
- Not a full-time employee or long-term consultant on your overhead
- Breaks down complicated lending language into relatable, approachable terms
- Runs powerful group trainings with practical outcomes—built to get results
Whether you're a community bank trying to rebuild commercial lending expertise after retirements, or an SBDC with a team that needs loan-readiness training, Rebecca tailors her approach to your specific needs and the audience you serve.
Fun facts about Rebecca
Beyond the world of lending and entrepreneurship, Rebecca is:
🌍 An avid traveler – She’s been to 18 countries and counting, always looking for the next adventure
💃 A former ballroom dance and etiquette instructor – Yes, really. She taught people how to waltz, foxtrot, and navigate formal social situations with grace
🎤 An award-winning humorist – Her sharp wit and storytelling skills have earned recognition, and she brings that same observational humor to her training
🎃 A Halloween enthusiast – She LOVES Halloween and goes all-in on celebrating the spooky season
Rebecca brings the same energy, curiosity, and attention to detail she applies to travel, dance, and humor into her work with banks and ESOs. She’s genuinely interested in people, systems, and how to make things work better—whether that’s a loan process or a perfect box step.
